BRAPcars

Protect your car with confidence

Comprehensive insurance directly at vehicle purchase. We handle everything for you — fast and hassle-free.

P

Mandatory Liability Insurance (PZP)

Legal requirement for every motor vehicle owner in Slovakia. Covers damage caused by your vehicle to third parties.

What PZP covers

  • Third-party health and life injuries
  • Damage to others' property
  • Lost profits of affected parties
  • Legal representation costs
PZP does not cover damage to your own vehicle — that's what comprehensive insurance is for.
K

Comprehensive Insurance (KASKO)

Complete protection of your vehicle against unexpected expenses. Recommended especially for newer and more valuable vehicles.

What KASKO covers

  • Traffic accident damage
  • Natural disasters (hail, floods)
  • Vandalism and intentional damage
  • Vehicle theft
  • Fire and explosions
Recommended when repair costs exceed 30% of the vehicle's value.

Add-on Insurance

Windshield

Cracks, replacement, assistant calibration.

Luggage

Personal belongings, electronics, travel baggage.

Accident Insurance

Coverage for all passengers, permanent injury consequences.

Roadside Assistance

Towing, replacement vehicle, 24/7 help across Europe.

Frequently Asked Questions

Is PZP really mandatory? +
Yes, PZP is required by law for every motor vehicle owner in Slovakia. Without valid PZP, a vehicle may not enter road traffic.
When does insurance take effect? +
Insurance takes effect immediately after signing the contract or from a future date of your choice.
Do I need KASKO for an older vehicle? +
It depends on the vehicle's value. We recommend KASKO when repair costs exceed 30% of the car's value. For older vehicles, PZP with add-on insurance may be sufficient.
Does PZP cover damage to my own car? +
No, PZP covers exclusively damage caused to third parties. Comprehensive insurance (KASKO) covers damage to your vehicle.

Want to insure your car?

Contact us and we'll prepare a customized insurance quote for you.